A Study on Non- Performing Assets and Its Impact on Public Sector Banks in India

Authors

  • M. Valliammal  Department, SRMIST, Vadapalani, Chennai, Tamil Nadu, India
  • Dr. S. K. Manivannan  School of Management,SRMIST,Kattankulathur, Chennai, Tamil Nadu, India

Keywords:

Non performing assets, Public sector banks, Indian banking Industry, Financial Performance, Bank profitability

Abstract

The banking industry is an important player in making of any economy and more so in India in the current trend of economic slowdown since 2008. Banks need to be financially strong for this purpose. The impact of non-performing assets on the financial performance is the focus for this study. The level of profits as an indicator of financial performance and the level of non-performing assets were studied with select banks and we find that there is a very high relationship in reduction of profits and increase in such assets. These Banks need to focus more on managing financial assets better to increase profitability.

References

  1. Bhati, G., & Goyal, C. K. Degradation in asset quality: A Sectoral study of non-performing assets in public sector banks in India.
  2. Khedekar, P. S. (2012). Performance of Non-Performing Assets in India. Aweshkar Research Journal, 13(1).
  3. Murthy, K. B., & Gupta, L. (2013). Growth Accounting Approach: Impact of Non-Performing Assets on Performance. The Indian Economic Journal, 60(4), 55-80.

International Journal of Scientific Research in Science and Technology

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Published

2018-06-30

Issue

Volume 4, Issue 8, May-June-2018

Section

Research Articles

License

Copyright (c) IJSRST

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.

How to Cite

[1]
M. Valliammal, Dr. S. K. Manivannan, " A Study on Non- Performing Assets and Its Impact on Public Sector Banks in India, International Journal of Scientific Research in Science and Technology(IJSRST), Online ISSN : 2395-602X, Print ISSN : 2395-6011, Volume 4, Issue 8, pp.43-45, May-June-2018.