A Study on Non- Performing Assets and Its Impact on Public Sector Banks in India

Authors(2) :-M. Valliammal, Dr. S. K. Manivannan

The banking industry is an important player in making of any economy and more so in India in the current trend of economic slowdown since 2008. Banks need to be financially strong for this purpose. The impact of non-performing assets on the financial performance is the focus for this study. The level of profits as an indicator of financial performance and the level of non-performing assets were studied with select banks and we find that there is a very high relationship in reduction of profits and increase in such assets. These Banks need to focus more on managing financial assets better to increase profitability.

Authors and Affiliations

M. Valliammal
Department, SRMIST, Vadapalani, Chennai, Tamil Nadu, India
Dr. S. K. Manivannan
School of Management,SRMIST,Kattankulathur, Chennai, Tamil Nadu, India

Non performing assets, Public sector banks, Indian banking Industry, Financial Performance, Bank profitability

  1. Bhati, G., & Goyal, C. K. Degradation in asset quality: A Sectoral study of non-performing assets in public sector banks in India.
  2. Khedekar, P. S. (2012). Performance of Non-Performing Assets in India. Aweshkar Research Journal, 13(1).
  3. Murthy, K. B., & Gupta, L. (2013). Growth Accounting Approach: Impact of Non-Performing Assets on Performance. The Indian Economic Journal, 60(4), 55-80.

Publication Details

Published in : Volume 4 | Issue 8 | May-June 2018
Date of Publication : 2018-06-30
License:  This work is licensed under a Creative Commons Attribution 4.0 International License.
Page(s) : 43-45
Manuscript Number : IJSRST184820
Publisher : Technoscience Academy

Print ISSN : 2395-6011, Online ISSN : 2395-602X

Cite This Article :

M. Valliammal, Dr. S. K. Manivannan, " A Study on Non- Performing Assets and Its Impact on Public Sector Banks in India", International Journal of Scientific Research in Science and Technology(IJSRST), Print ISSN : 2395-6011, Online ISSN : 2395-602X, Volume 4, Issue 8, pp.43-45, May-June-2018.
Journal URL : http://ijsrst.com/IJSRST184820

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