Problems and Prospects of District Credit Plan

Abstract

Planning for development in India to improve the economic and social conditions of a large number of rural people, who live below poverty line is the most pressing problem of today. They include landless labourers, small farmers, artisans and other weaker sections of the society. In the planned process of growth, initiated after independence, top priority has been given to eradication of poverty reduction of irequalities and elimination of privileges, to the emancipation of rural people but the results achieved so far do not give much hope to the rural areas. In the early part of the post independence era development efforts were based on Macro level sectorial planning which gave sufficient evidences of overall national economic development but created vast spatial economic and social imbalance,only a few metropolitan and urban centres become the target of upward movement.