Non-Performing Assets (NPA) and Their Effects on Countries Progress

Authors

  • Manoj Kumar  Research scholar Department of Management, Sabermati University, Gujarat, India
  • Dr. Saurabh Verma  Research supervisor, Updahi Mahavidyalaya Pilibhit, U.P., India

Keywords:

Bank, NPA, Assets, Properties, Bad Loan, Cash Credit

Abstract

Most people associated with banks are familiar with NPAs. NPA means non-performing assets, that is, when a person takes any kind of loan and does not give it on time or its instalment, interest etc. remains overdue for three consecutive months, then that account becomes NPA. In this paper, we have given detailed information about your NPA. What is NPA? What are the types of NPAs? We have given information about all the things like what is banking properties etc. in this paper. NPA accounts have a very bad effect on the profit of the banks and this also has a bad effect on the country. Therefore, the bankers should make continuous efforts to secure the accounts before they become NPA.

References

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International Journal of Scientific Research in Science and Technology

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Published

2019-06-13

Issue

Volume 6, Issue 3, May-June-2019

Section

Research Articles

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How to Cite

[1]
Manoj Kumar, Dr. Saurabh Verma, " Non-Performing Assets (NPA) and Their Effects on Countries Progress, International Journal of Scientific Research in Science and Technology(IJSRST), Online ISSN : 2395-602X, Print ISSN : 2395-6011, Volume 6, Issue 3, pp.490-503, May-June-2019.