On the (Real Time) Accident Information & Insurance Dispute Resolution
Keywords:
Insurance, Accident report, Eyewitnesses, Police.Abstract
Initially it took a long time to claim insurance whenever an accident took place for the victim. To overcome this we introduced a web portal for the easy use of insurance. There should be a system/portal for gathering of on the spot information during road accidents. This information should include photos of the site, interviews with eyewitnesses, information on injuries and fatalities, reason, speed, road condition on a relative basis, etc. The responsibility for collecting the data could be given either to police, transport authority, ambulance or even ordinary citizens who volunteer for the same. In the same system, there should also be a provision to submit/exchange insurance numbers/ details in order to settle the dispute if any arising out of the accident. It reduces delay of accident reporting and makes even more easy to claim insurance.
References
- Methods Of Pre-Generating Insurance Claims, Potter, ME Clauss, DR Carter, DA Graff US Patent App. 10 2018.
- Server for real-time accident documentation and claimsubmission, NL Tofte, KR Gish, J Chizmar - US Patent 9, 721,302, 2017 .
- A Data Mining Approach to characterize road accident locations, by sachin kumar,Durga Toshniwal March 2016 pp 62–72.
- Insurance Claim processing by Frank Diana,K Mulcahy, G Menkin, A Bhargava US Patent 2016.
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